Small Business Lenders

You want to start a business or expand one that already exists. Question is, how will you fund it?  Start here with our list of business financing resources.

Small Business Administration

The federally-funded Small Business Administration offers a wide variety of services for small businesses, including loan guarantees, contracts, counseling sessions and information.

Sonoma County Economic Development Board

The EDB helps companies at all stages learn more about the financing opportunities available to them. Visit their Financing Resources page or call the EDB office at (707) 565-7170. The types of financing discussed on this page include:

  • Business Financial Resources
  • Banks and Credit Unions
  • SBA Lenders in Sonoma County
  • Alternative Lending Resources
  • Angel Investors/Venture Capital
  • Environmentally-focused Lending
  • Crowdfunding and Other Resources
  • Industrial Development Bonds for manufacturers


SAFE-BIDCO is a non-deposit lender that helps California small businesses through loan guarantees, direct loans, mentoring programs, and other services.

Working Solutions

Working Solutions is a nonprofit offering microloans of $5,000 to $50,000 to entrepreneurs and small business owners. It manages a special loan program for businesses based in Sonoma County.


CDC Small Business Finance is a nonprofit that offers a variety of low-interest financing to fit the needs of small businesses.

North Bay Angels

The North Bay Angels is the oldest and largest angel investment group north of the Golden Gate. It provides a forum for learning about and making early stage investment capital (seed capital) and advisory assistance (mentoring) available to entrepreneurial companies in the North Bay.

Breakaway Funding

Breakaway Funding is a private, North Bay-based company that offers tools, technology and training for entrepreneurs and investors seeking alternatives to conventional equity financing/investment strategies (e.g., crowdfunding).


The Statewide Community Infrastructure Program (SCIP) is a financing program that enables developers to pay most impact fees and finance public infrastructure with state bond funds that are repaid through property taxes.

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